Take Action: Support HB 3689 for Fair, Transparent Coastal Insurance Reform

Al Arreola Jr.

President & CEO

The United Corpus Christi Chamber of Commerce is proud to support House Bill 3689, legislation that ensures Texas coastal homeowners and businesses have access to affordable, reliable windstorm insurance—without the threat of unexpected rate hikes.

We thank Representative Todd Hunter for his leadership in filing HB 3689 and for standing up for Coastal Bend residents. This bill strengthens funding for the Texas Windstorm Insurance Association (TWIA) while placing limits on excessive assessments and surcharges to protect policyholders. It’s a fair, balanced step toward insurance reform—and now is the time for coastal Texans to speak up.

We encourage our members and the public to submit comments in support of HB 3689 ahead of the upcoming committee hearing.


💻 How to Leave a Public Comment Online

Texas residents can electronically submit comments without testifying in person by visiting:

👉 https://comments.house.texas.gov/home?c=c320

📌 Deadline: You can submit your comment until the hearing is adjourned—so don’t wait!

Simply copy and paste the suggested message below (or make it your own!):


Suggested Comment:

I strongly support HB 3689 because Texas coastal residents deserve affordable, reliable windstorm insurance. This bill ensures that the Texas Windstorm Insurance Association (TWIA) operates fairly and transparently. It strengthens funding while limiting excessive assessments and surcharges on policyholders. Coastal families, small businesses, and property owners need accountability—not higher costs.  Please advance HB 3689 for the benefit of all Texans along the coast.


🏛️ Planning to Testify In Person?

Information for in-person witness registration is available here:
🔗 https://mytxlegis.capitol.texas.gov/HWRSPublic/About.aspx


🎥 Watch the Hearing Live

The hearing will be streamed online. Tune in here:
📺 https://house.texas.gov/video-audio/


🚪 Attending the Hearing?

Information on public access to the meeting location is available here:
🔗 https://house.texas.gov/committees/public-access-house-committee-meetings/


Thank You, Rep. Todd Hunter!

We are grateful to Representative Todd Hunter for his ongoing commitment to fighting for coastal Texans. HB 3689 is a critical step toward creating a fair and sustainable insurance system, and we urge the Legislature to move this bill forward.

Together, we can ensure the voices of the Coastal Bend are heard loud and clear in Austin.


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